Just because you don’t own your home doesn’t mean it’s not filled with valuable items that you want to protect.
Your landlord’s insurance won’t protect your personal belongings from damage or theft. Renter’s insurance covers your belongings - from clothing and electronics to furniture and appliances. Our policies include additional living expense coverage in case your rental is uninhabitable due to a covered loss.
1. Protect Your Belongings:
Your landlord's insurance typically covers the building structure, but it doesn't extend to your personal possessions. Renters insurance steps in to protect your belongings from perils like fire, theft, vandalism, and more.
From furniture and electronics to clothing and jewelry, renters insurance ensures that your valuables are financially protected, giving you peace of mind in case the unexpected occurs.
2. Liability Coverage:
Accidents can happen anywhere, even in your rental unit. Renters insurance provides liability coverage, which protects you if someone is injured on your property or if you accidentally damage someone else's property.
Whether it's a guest slipping and falling or your pet causing damage to a neighbor's property, renters insurance helps cover legal fees, medical expenses, and damages, sparing you from potential financial burdens.
3. Additional Living Expenses:
In the unfortunate event that your rental unit becomes uninhabitable due to a covered peril, renters insurance can help cover additional living expenses. This may include hotel stays, meals, and other essentials, ensuring that you have a place to stay while repairs are underway.
At Germania Insurance, we understand that every renter's needs are unique. That's why we offer customizable renters insurance policies tailored to your specific requirements. Here are some options you can consider:
Coverage Limits: Choose coverage limits that adequately protect your belongings and assets, ensuring that you're not underinsured in the event of a loss.
Deductibles: Select a deductible that aligns with your budget and risk tolerance, balancing your premium costs with out-of-pocket expenses.
Additional Coverages: Explore optional coverages such as jewelry insurance, identity theft protection, and earthquake coverage to enhance your renters insurance policy.
Exceptional Customer Service: Our dedicated team of insurance professionals is committed to providing personalized assistance and support every step of the way. Whether you have questions about your policy or need to file a claim, we're here to help.
Competitive Rates: We offer competitive rates on renters insurance policies without compromising on coverage or quality. With us, you can enjoy comprehensive protection at an affordable price.
Trust and Reliability: With over a century of experience in the insurance industry, we have earned a reputation for trustworthiness and reliability. You can count on us to be there when you need us most, delivering prompt and efficient service.
Don't wait until it's too late to safeguard your possessions and protect yourself from liability risks. Contact a Germania Insurance Authorized Agent to learn more about our renters insurance options and get a free quote. Your peace of mind is our priority.
Purchasing a home is probably the largest investment you’ll ever make. That’s why it’s important to protect your home from the unexpected events life throws your way.
Regardless of the size of your property or how you use the land, we can help customize the policy to fit your needs.
Give yourself peace of mind by insuring your condo or townhome from unplanned disasters.
Being a landlord comes with a lot of responsibilities, make sure you have the proper insurance coverage for your tenant-occupied properties.
Germania’s Umbrella policy can protect you, your family, and your assets from the unexpected.
Whether you rent property or own a home, live in town or in the country, have a family or live the single life, accidents are a part of everyday life.
A Germania Farm Liability policy will protect your assets from claims that result from bodily injury and property damage to others.
A Farm Umbrella Liability Policy is an extra layer of liability protection that goes above and beyond the limits of your underlying Farm Liability Policy.
We’re here for you, 24/7/365.
855-548-3455
File a claim online, by phone or by contacting your agent.
1-877-GERMANIA
