Texas Auto Insurance Discounts

Discounts that can reduce the cost of your auto insurance:

  • Paid in Full Discount:  When the premium is paid in full by the effective date of the policy.
  • Multi-Car Discount: When there is more than one qualifying vehicle insured on a Germania policy.
  • Companion Policy Discount: When you insure your primary owner/ immediate family/ weekend occupied dwelling/ or unscheduled personal property policy and have your personal liability or farm liability policy with Germania.
  • Mature Driver Discount: When the rated operator of a vehicle is at least 50 years old.
  • Academic Achievement Discount:  When the rated operator is under the age of 25 and is enrolled as a full-time student or have earned a degree and/or meets the academic requirements.
  • Defensive Driving Discount: When the rated operator has completed a state approved defensive driver training course.
  • Driver Training Discount: When the rated operator under the age of 25 or an unmarried female rated operator under the age of 21 completes a driver education course.
  • Anti-lock Brake Discount: When a vehicle is equipped with anti-lock brakes (ABS).
  • Passive Restraint Discount: When a vehicle is equipped with factory installed air bags and/or a passive restraint system. Applies to Personal Injury Protection (PIP) or Medical Payments.
  • Anti-Theft Discount: When a vehicle is equipped with a qualifying anti-theft device. Applies to Other Than Collision (OTC).
  • New Vehicle Discount: When the model year of the vehicle is within three years of the current calendar year.
  • ...and more!

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