Germania Farm Mutual Insurance Association Photo Contest Rules
1. Sponsor: Germania Farm Mutual Insurance Association (Sponsor) is sponsoring a Photo Contest through its publications, Germania Today.
2. Eligibility: Entrant must be a Germania Farm Mutual Insurance Association member or an immediate family member of a Germania Farm Mutual Insurance Association member and a resident of Texas. An immediate family member is a spouse, child, sibling, or parent, and includes relations by marriage. Start/End Dates: Contest begins March 1, 2026 and ends September 1, 2026.
3. How to Enter: To enter, participants must submit one original photograph featuring a person and their animal companion in a rural setting or rural lifestyle scene. Photos should reflect the spirit of rural life and the bond between people and their animals. Entries must be emailed to gsocial@germaniainsurance.com. Limit one (1) entry per person and per email address. Entries that are lost, late, incomplete, invalid, unintelligible, misdirected, or technically corrupted or garbled will be disqualified. Proof of submission does not constitute proof of receipt by Sponsor. Submitted photos must be fully original works created by the entrant and must not have been entered in any other photo contest. AI-generated images—including fully generated images or images using generative fill—are not eligible. By entering, entrants represent that their respective entries are their own fully original creations, and their respective entries will not infringe or violate rights of third parties, including but not limited to copyrights, trademarks, or rights of publicity/privacy. Sponsor may reject any entry it deems, in its sole discretion, to be inappropriate. If Sponsor determines that an insufficient number of entries were received, Sponsor may cancel the Contest and shall be under no obligation to award prizes.
All photos must be submitted digitally. No mail-in or in-person entries will be accepted.
4. Judging Criteria: Prize winners will be selected by Sponsor from eligible entries based on the following criteria: best photo based on the theme. Entrants must comply with these Official Rules.
5. Prizes:
--First Place: $250 cash prize
--Second Place: $200 cash prize
--2 Runners-up: $100 cash prize each
6. Other Conditions: Entries will not be returned to entrants. All entries become the property of Sponsor, and Sponsor has the right to publish, produce, use, edit and/or modify the entry in any way and in any media, and without compensation to entrant other than the cash prize. Submission of entry constitutes entrant’s consent (or that of their parent/legal guardian if entrant is a minor) to irrevocably assign to Sponsor all rights to their entry. Entry constitutes permission to use the winner’s name, picture, likeness, and city and state of residence for purposes of publicity or promotion for no additional compensation. BY PARTICIPATING, ENTRANTS RELEASE AND AGREE TO HOLD HARMLESS SPONSOR AND ITS AFFILIATES, AND THEIR RESPECTIVE SUCCESSORS, ASSIGNS, EMPLOYEES, OFFICERS AND DIRECTORS, FROM ANY AND ALL LIABILITY FOR ANY CLAIM, LOSS, DAMAGE, COST OR EXPENSE RESULTING FROM ENTRANT’S PARTICIPATION IN THE CONTEST OR ANY CONTEST-RELATED ACTIVITY. WINNERS ARE RESPONSIBLE FOR ALL FEDERAL, STATE AND LOCAL TAXES ASSOCIATED WITH WINNING A PRIZE. THIS CONTEST WILL BE GOVERNED BY TEXAS LAW.
7. Affidavit of Eligibility/Release: Winners will be required to execute and return an Affidavit of Eligibility and Release within 14 calendar days of prize notification. If a winner does not respond to a prize notification within 14 calendar days of notification, if the prize notification is returned undelivered, and/or if a winner rejects the prize or fails to comply with any aspect of these Contest Rules, then such prize will be forfeited and may be awarded to an alternate winner.
8. List of Winners. To obtain a list of names of winners, send an email to Germania’s social team at gsocial@germaniainsurance.com.
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