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Property and Liability Insurance

Texas is big—and so are the differences in how people live, from bustling towns to quiet ranches. Your insurance should be just as flexible. Whether you call a house, condo, apartment, farm, or ranch home, Germania offers customizable property and liability insurance options to fit your unique needs.

 


 

Home

Purchasing a home is probably the greatest investment you’ll ever make. That’s why it’s important to protect your home from the unexpected events life throws your way.

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Rural Property

Regardless of the size of your property or how you use the land, we can help customize the policy to fit your needs.

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Renters

Just because you don’t own your home doesn’t mean it’s not filled with valuable items that you want to protect.

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Condo & Townhouse

Give yourself peace of mind by insuring your condo or townhome from unplanned disasters.

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Tenant-Occupied

Being a landlord comes with a lot of responsibilities, make sure you have the proper insurance coverage for your tenant-occupied properties.

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Umbrella

Germania’s umbrella policy can protect you, your family, and your assets from the unexpected.

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Personal Liability

Whether you rent property or own a home, live in town or in the country, have a family or live the single life, accidents are a part of everyday life.

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Farm

A Germania Farm Liability policy will protect your assets from claims that result from bodily injury and property damage to others.

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Farm Umbrella Liability

A Farm Umbrella Liability Policy is an extra layer of liability protection that goes above and beyond the limits of your underlying Farm Liability Policy.

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Church & Organization Insurance

Your religious organization has a higher mission – stay focused on the work that really matters..

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Property Insurance Discounts

Check out our available discounts that can save you money on property insurance.

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On the go and need help? Download our app!

  • Log in to your secure online account
  • Pay your bill and view payment history
  • File a claim, submit photos, and track the status of your claim

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Our Insurance Products for Texans

One thing is certain in life — the unexpected happens. When it does, you can be ready. Let us help you prepare by protecting what’s most important to you. We’ve been serving Texans and their insurance needs since 1896.

Auto
Insurance

Whatever you drive and wherever you go, should an accident occur, our claims service will be there to help you when you need it most.

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Home & Property
Insurance

Protect your property investment. We have many types of insurance coverage designed for your specific needs, including liability.

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Germania General Agency

Protect against incidents that could be financially devastating. Contact a Germania agent to determine what business insurance is right for you.

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Life
Insurance

Life insurance can be the foundation of financial security for you and your family. We’ll help you decide which policy fits your specific needs.

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