Property Discounts
Explore discounts that can reduce the cost of your property insurance.
Companion Policy Discount
When you bundle your coverage – whether it’s your auto, home, life, or umbrella insurance - you can unlock exclusive savings.
Rural Customer Discount
If you live in a rural location, you may qualify for discounts on your property insurance policies.
Military
Discount
Available for active duty, reserve, and retired military.
First Responders and EMT Discount
Available for police officers, firefighters, and EMS.
Utility
Linemen
Discount
For lineman and critical infrastructure workers restoring power after a storm.
Agriculture Professional Discount
Offering special discounts to individuals employed in the agriculture industry.
Germania Credit Union Member Discount
Members of GCU may qualify for special discounts on Germania Insurance policies.
Education Professional Discount
From teachers and administrators to counselors and support staff.
Explore Our Property Insurance Products
Home
Purchasing a home is probably the greatest investment you’ll ever make. That’s why it’s important to protect your home from the unexpected events life throws your way.
Rural Property
Regardless of the size of your property or how you use the land, we can help customize the policy to fit your needs.
Renters
Just because you don’t own your home doesn’t mean it’s not filled with valuable items that you want to protect.
Condo & Townhouse
Give yourself peace of mind by insuring your condo or townhome from unplanned disasters.
Tenant-Occupied
Being a landlord comes with a lot of responsibilities, make sure you have the proper insurance coverage for your tenant-occupied properties.
Umbrella
Germania’s umbrella policy can protect you, your family, and your assets from the unexpected.
Personal Liability
Whether you rent property or own a home, live in town or in the country, have a family or live the single life, accidents are a part of everyday life.
Farm
A Germania Farm Liability policy will protect your assets from claims that result from bodily injury and property damage to others.
Farm Umbrella Liability
A Farm Umbrella Liability Policy is an extra layer of liability protection that goes above and beyond the limits of your underlying Farm Liability Policy.
