Germania Farm Mutual Insurance Association (GFMIA), organized in 1896, is a farm mutual insurance company operating under Chapter 911 of the Texas Insurance Code. GFMIA provides property insurance for dwellings, churches and organizational property. Germania Farm Mutual Insurance Association is the parent company of the subsidiary Germania companies. The President/CEO, Secretary-Treasurer/CFO and the directors from all the districts constitute the Board of Directors.

Germania Insurance Company (GIC), Germania Fire & Casualty Company (GF&C) and Germania Select Insurance Company (GSIC) are wholly owned subsidiaries of Germania Farm Mutual created to provide members with auto, casualty, boat and property coverage. GIC was organized in 1978 and is a “standard” company. GF&C was organized in 1985, and GSIC was organized in 2002; both are considered “preferred” auto companies.

Germania General Agency (GGA), is a wholly owned subsidiary of Germania Select Insurance Company (GSIC) and was formed to provide products for members that Germania Farm Mutual and its subsidiary companies do not offer. GGA began in 1980 under the name Bluebonnet General Agency and was a wholly owned subsidiary of Germania Insurance Company (GIC). In August, 1999 the name was changed to Germania General Agency. On July 1, 2008 Germania Select Insurance Company became the sole shareholder of GGA.

Germania Life Insurance Company (GLIC), another wholly owned subsidiary, was organized in 1983 to provide life insurance products to members and policyholders. Germania Life is a stock company regulated by the Texas Department of Insurance.

Texas Heritage Insurance Company (THIC), organized in 2006 to offer residential property insurance to policyholders within a seven-county area, which includes Chambers, Galveston, Brazoria, Matagorda, Fort Bend, Harris, and Montgomery counties. Texas Heritage is wholly owned by Germania Farm Mutual. Texas Heritage is currently licensed to operate only in the state of Texas.

Germania Credit Union (GCU), organized in 1986, is a non-profit financial corporation owned by its members. Located at Germania’s home office in Brenham, Texas, the credit union offers Germania policyholders, local chapter officials and agents, employees and their families a place for systematic savings as well as a convenient and economical source for borrowing money. There are nine members on the Board who are elected from the membership of GCU for a three-year term.