A unique policy to protect your ranchette

What once were called “gentleman farms” are now known as “ranchettes” — 2 to 40 acres with a house and outbuildings, machinery and livestock devoted to part-time or hobby farming. Ranchettes are springing up across the state in suburban areas as well as in small cities and rural counties.

Germania was founded by small farmers and ranchers and still specializes in insuring rural properties and family farms, so we naturally appreciate the rural charm of a ranchette. We love them, and we understand why you do, too.

Depending on the property you wish to cover, you may be eligible for one or more of Germania’s premium-reducing discounts: