Insure your whole life
Whole life insures you for your whole life and pays a cash benefit to your designated beneficiaries.
Most of our whole life plans are available from birth to a maximum age of 85. One advantage of whole life coverage is that it gains cash value that accumulates on an annual basis. This cash value is available to the policyholder for a loan on the policy or if the policy is surrendered. Policy loans are currently available at 10% interest.
Participating Whole Life
- Cash value growth
- Guaranteed level annual premium to age 121
- Death benefits generally pass on income tax-free to your beneficiaries
- Eligible to earn dividends; however, dividends are not guaranteed
10-Pay & 20-Pay Whole Life
- Cash value growth
- Guaranteed level annual premium to age 121
- Death benefits generally pass on income tax-free to your beneficiaries
- Eligible to earn dividends; however, dividends are not guaranteed.
Economy Whole Life
- Limited payment period
- Paid-up cash value
- Death benefits generally pass on income tax-free to your beneficiaries
Indeterminate Premium – Current Rate Guaranteed for One Year
- Guaranteed level annual premium to age 121
- Death benefits generally pass on income tax-free to your beneficiaries
- Guaranteed level death benefit to Age 121
- Paid-up cash value
Prime Life
- Provides final expenses for ages 50+
- $3,000 to $25,000 face amount
- Simplified underwriting
- Usually NO paramedical exam required
Juvenile 10-Pay Life
- 10-Year Limited payment period
- Paid-up cash value
- $25,000 face amount
- Guaranteed insurability built in