SPECIAL MODIFIED WHOLE LIFE
 PLAN
DESCRIPTION
A level premium cash value whole life policy with graded death benefit.
The death benefit payable for the first three policy years is stated
as a percentage of the ultimate death benefit payable in year four and
thereafter. The percentages of ultimate death benefit payable in the
first three years are as follows:
25% - First year
50% - Second year
80% - Third year
POLICY SIZE-BANDING
Minimum policy size is $2,000 and the maximum policy size is $15,000 of ultimate death
benefit.
ISSUE AGES
Ages 0 to 85, as of last birthday.
PREMIUMS
Premiums are designed to be level and payable for the life of the
insured. Current rates are guaranteed for the life of the insured.
POLICY FEE
None.
PREMIUM CLASS
One composite rate class.
PREMIUM MODE FACTORS
Premiums can be paid annually, semi-annually, quarterly, monthly coupon, or monthly bank draft.
PREMIUM MODE FACTORS
Premiums can be paid annually, semi-annually, quarterly, monthly coupon, or monthly bank draft.
BENEFITS AVAILABLE
None
If you would like to speak to someone personally, you can call 1-800-392-2202
to find the agent(s) in your area of Texas.
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